Important Information if You Have Medicare 


Paying for Nursing Home Care: Medicare generally doesn’t cover long-term stays in a nursing home. Medicare does cover some skilled nursing and rehabilitative care after a hospital stay under the skilled nursing facility benefit.


Most people who need a long-term stay in a nursing home (that is, beyond 100 days) pay for their nursing home care (room and board) using the following:


Their personal resources

Long-term care insurance

Medicaid, if they are eligible



Your Medicare Benefits: If you have Original Medicare or a Medicare health plan and are considering moving into a nursing home, you pay for room and board using the resources listed above. When you live in a nursing home, you can still use your Medicare coverage to pay for hospital care, doctor visits, and prescription drugs.






Important Information if You Have Medicare